About Us

ZICO Agency Sdn Bhd stands as a distinguished and fully licensed agency, proudly extending a comprehensive array of trust services and innovative solutions to clients within Malaysia. Operating under the esteemed ‘ZICO’ brand, we have firmly established ourselves as a trusted agency for individuals seeking expert guidance and support in will and trust services. We take great pride in fostering trust and confidence, where you can rely on us to safeguard your family legacy and financial interests with precision and care, while engaging in our diverse range of estate planning services.

Zico Trust

Key Partner

ZICO Trust (M) Berhad is a licensed trust company in Malaysia. It is part of the ZICO family, where it is a member of ZICO Holdings Inc., matured into an integrated multi-disciplinary professional services provider listed on the Catalist Board of the SGX. Presently, ZICO has an extensive market presence across ASEAN and thus, possesses both local insights and regional capabilities to better serve clients all across Southeast Asia.

Our Products

Will Writing

Will Writing

A will is a document that details how the testator’s estates are to be distributed upon his passing.

Insurance Trust

Insurance Trust

Insurance trust is designed to protect, preserve and prolong the sum assured of your insurance policies.

Inter Vivos Trust

Inter Vivos Trust

Inter Vivos Trust is designed to protect wealth and prolong legacies.

Trust Basics

Join Us

In line with rising demand for wealth protection services, we are searching for a group of aspiring professionals to join our agency as Trust Consultants. Here are some details:

Key Roles You’ll Play

What You’ll Need to Have

What You’ll Get

Contact Us

Zico Agency Sdn Bhd

We are ZICO Agency directly appointed by ZICO Trust (M) Berhad.

Enquire Now

Will Writing

A will is a document that details how the testator’s estates are to be distributed upon his passing. It allows the testator to state his intentions clearly and thus, it helps to avoid conflicts from possible ambiguities in distributing his estates. The process of estate distribution is faster and more seamless with a will document. 

In addition, here are several things that you can do with a will document:

  1. Nominate your beneficiaries and state their respective inheritance. 
  2. Appoint an executor to execute the clauses in your will document. 
  3. Appoint a legal guardian to take care of your children and aged parents. 
  4. Set up a testamentary trust to preserve and prolong your financial legacy. 

A professional estate planner is one that possesses adequate knowledge on key disciplines such as legal, tax, finance, and real estate. They would enable him to write a will professionally to meet the diverse and evolving wealth preservation needs of our clients.

Insurance Writing

Insurance trust is designed to protect, preserve and prolong the sum assured of your insurance policies. It ensures that the sum assured shall be distributed and utilised in manners that are in line with your intended purposes for buying your life insurance policies.

Insurance policy owners can shield the sum assured from losses incurred from:

  1. Spendthrift beneficiaries. 
  2. Potential business / investment losses made by beneficiaries. 
  3. Scams and abuses. 
  4. Claims and lawsuits against beneficiaries. 

In addition, insurance trust allows policy owners to distribute their sum assured in stages in order to offer long-term financial support to:

  1. Spouse
  2. Minor children, including special needs children. 
  3. Aged parents. 
  4. Other financially dependent beneficiaries. 

Thus, buying life insurance policies is a good start to financial planning. Forming an insurance trust is a vital step forward to ensure the fulfilment of your wishes and objectives for purchasing your policies.

Inter Vivos Trust

Inter Vivos Trust is designed to protect wealth and prolong legacies. It allows its settlor to safeguard his assets with a trust company and to determine how such assets is to be administered and distributed during its tenure with a trust deed.

With Inter Vivos Trust, the settlor is able to:

  1. Offer immediate financial relief to meet expenses from an emergency. 
  2. Speed up estate distribution with bypassing of Grant of Probate (GP). 
  3. Prevent the risk of losses from one-lump sum distribution to beneficiaries. 
  4. Provide long-term financial support to financially dependent beneficiaries. 
  5. Maintain privacy and confidentiality of assets placed in the trust.

A professional trust consultant is able to offer customised trust solutions, which could cater to the diverse wealth protection needs of its clients.

Inter Vivos Trust Platinum

Inter Vivos Trust Platinum

Inter Vivos Trust Gold

Inter Vivos Trust Gold

Inter Vivos Trust Silver

Inter Vivos Trust Silver

Join Us Now

Intervivos Prime Trust